How to start uni in UK the frugal way

The Ultimate Starter Pack

The UK is the top 10 most expensive country to live in. So listen up – here are essentials for international students on a budget!

International removals
 Separate guide here

Bank/current account
from Natwest or Santander
No bullshit monthly fee for having an account | Free discount card
If you’re a foodie, Natwest throws in a free tastecard (?). If you’re more of a traveller, there’s a free 16-25 Railcard for you with Santander.
blue, card, credit icon I choose Natwest
card, credit, red icon I choose Santander

Money transfers
£ Pay What You Want
from Xendpay
EUR countries | Australia | Bulgaria | Canada | Denmark | Finland | Hong Kong | Hungary | Japan | Lichtenstein | New Zealand | Norway | Poland | Saudi Arabia | South Africa | Sweden | Switzerland | United Arab Emirates
Send your money to your UK bank account using the real exchange rate, and they let your decide the fee charged for the transfer – nice.
 Quick account setup

SIM card
£12 per month
from The People’s Operator
1,000 minutes | 1,000 texts | 4GB of internet
They donate 10% of profits to your chosen charity – good for your pocket, and good for the community.
 Get it here

16-25 Railcard
£70 for 3 years (if you’re not getting the Santander Student Current Account)
from National Rail
1/3 off rail tickets | 18+ Oyster photocard off-peak fares | Airport transfers
Definitely a must for those with wanderlust… or if you’re catching public transport to lectures regularly.
 I want one

NUS extra
£12 every year
from National Union of Students
Discounts at 170+ brands | Bolt-on available for discounts in 130+ countries
Food, fashion, fitness… flash your NUS extra card to save money when you’re out and about!
 Buy one here

 Compare services here

Did I miss something? Comment, sit back, relax and let me do the research :)

HowToUnii is an international student guide website – I created it when I went to France to study abroad and realised a few tricks off the books to make life easier, cheaper and more fun to be living in another country.



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